30 warm leads a week. Residual income forever.
Remote insurance sales jobs with Young N Retired. Weekly income now, residual income for life. Work from home, training provided.
We are not selling policies. We are building you a book that pays whether you work that day or not.
The remote income with a compounding tail.
- 01
30 warm leads weekly — no cold calling required.
Every YNR insurance agent receives 30 warm leads per week. These are pre-qualified prospects who have expressed interest in coverage — you are calling people who want to hear from you, not dialing a cold list. The lead supply is what separates YNR insurance from the conventional "go find your own customers" insurance model.
- 02
$1,000–$2,000 per week while the book builds.
On immediate commission, YNR insurance agents earn $1,000–$2,000 per week in the active selling phase. As your book of business grows, renewals begin to stack on top — clients who purchased coverage 12 months ago pay another year of premium, and you earn a renewal commission without working that account again.
- 03
Fully remote — home office or laptop.
Insurance is one of the cleanest remote programs on the YNR roster. Your leads arrive digitally, your calls happen on your phone or computer, and your policies are submitted electronically. No relocation, no field rides, no territory assignment. If you have a phone, a laptop, and a quiet hour, you have a viable office.
- 04
A license you own for life.
YNR insurance agents who go through licensing hold a state insurance license that belongs to them — not to YNR, not to the carrier. When your book grows large enough, the license and the residual income are portable. You can write policies independently, join another agency, or continue with the YNR program indefinitely.
Income today. Residuals tomorrow.
The YNR insurance program is built for reps who want a stable, growing remote income — not a seasonal play. The residual model means your effective hourly rate increases every month as your book grows, without proportionally more work.
- I.
Life & Health Insurance Agent
Remote, warm leads, 30 per week. Commission on every written policy. Renewals generate residual income. YNR provides carrier access, lead flow, and training. You provide the calls.
- II.
Medicare & Supplemental
Specialized track for agents who want to focus on the Medicare supplement and advantage market — a large, growing, and underserved segment where residual renewal income is particularly strong.
- III.
High Ticket Closing (Remote)
Insurance agents with strong consultative close skills are a natural fit for the high ticket closing program — warm inbound leads, 10–15% commission on $5–25k offers, fully remote. A common progression for agents who want a higher per-call income.
- IV.
Card Processing (B2B Residual)
Agents who want to diversify their residual income often add card processing to their stack — a B2B program where residuals compound in a different customer base, reducing concentration risk in any single income stream.
Receipts.
10+ years in market. $40M+ paid in commissions. Insurance is YNR's longest-running residual income program.
- $55k–$110kPay range / year
- full timeEmployment
- CommissionStructure
Agents with books.
"Now I have 3 properties. The income from YNR programs made the first one possible — every one after was the strategy they taught."
Veteran operator · Insurance "The numbers we quote are the numbers our operators actually hit. That is the whole pitch."
— Michael Lanctot, Founder
Common insurance sales questions.
- How much do remote insurance sales agents earn?
- YNR insurance agents in the active selling phase earn $1,000–$2,000 per week in immediate commissions. As the book of business grows — typically over 12–18 months — renewal commissions begin to supplement active income. Agents with a mature book of two to three years earn significant residual income each month from renewals, often matching or exceeding their active selling income.
- Do I need a license to sell insurance?
- Yes. Most states require a life and health insurance license to sell policies. YNR supports agents through the licensing process — including study materials and exam prep guidance. The license typically takes 20–40 hours of study and a state licensing exam. YNR does not pay for the exam, but the cost is minimal relative to the first week of commission income.
- What does "30 warm leads per week" actually mean?
- Warm leads are prospects who have already expressed interest in purchasing insurance coverage — they filled out a form, responded to an ad, or requested a quote. YNR provides 30 of these per week to active agents. You are calling people who want to hear from you, not dialing a cold list or generating your own leads. The lead supply is the structural advantage of the YNR insurance program versus independent agency.
- Can I work insurance alongside my current job?
- Yes. Many YNR insurance agents ramp up the program while keeping a part-time or full-time job. The calls can be run in the evenings and on weekends during the initial ramp period. Once your weekly commission income matches your current income, the decision to go full-time becomes straightforward.
- How long before I start seeing residual income?
- Renewal commissions begin 12 months after your first written policies lapse their first anniversary. In practical terms, you are looking at meaningful residual income appearing in months 13–18 of your career. The agents who feel the residual effect most strongly are those who wrote aggressively in their first year and maintained strong retention in their book.
- Is this a good option for career changers or people over 40?
- Yes. Insurance is one of the best remote sales programs for career changers and mid-career adults specifically because the residual model rewards longevity. The longer you work the program, the more your passive income compounds. Buyers also respond positively to experienced, composed salespeople — advantages that accrue with age rather than diminish.
Talk to Brian.
Brian is our AI outreach agent. He will be the first to reach out. Take this call seriously — it is the first step of the interview.